Find Below Articles Published in
Volume -4 Issue - 1
Month [Year] -- [2014]
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   No of Download : 48    Submit Your Rating     Cite This       Full Article
Abstract

The IRDA report said the growth in non-life insurance industry premium is expected to outpace the growth of life insurance industry primarily due to huge under-penetration. Increasing catastrophe, manmade disasters also incline to cause more demand for non life insurance. Growing demand for motor insurance products due to expected rise in per capita, disposable income levels will also lead to faster growth in non-life industry premium. The report suggested that industry players have to put spotlight on raising the productivity of costs incurred towards employee training and development. Insurance companies will have to establish effective distribution channels and undertake marketing activities to improve awareness and education level, the report said (Economic Times ) In this paper we are

   No of Download : 13    Submit Your Rating     Cite This       Full Article
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The National Curriculum Framework (NCF) 2005, has emphasized on the cultivation of critical thinking as a part of learners’ over all development. From the beginning of the formal education, learners’ should be trained to think critically, and they should be helped to develop appropriate reasoning capacity in order to cope with present competitive and, modernized world. R.W. Emerson centuries ago in his lecture delivered on ‘American Scholar’ has focused on the need to develop man as thinking being. “… (Schools) can only highly serve us, when they aim not to drill, but to create.” In developing critical thinking in a formal educational context, the role of a teacher is significant. Teacher generated questions can help to develop higher order thinking skills of learners. The present paper focuses on the relevance of teacher generated questions for

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   No of Download : 17    Submit Your Rating     Cite This       Full Article
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Decline in gold imports and turnaround in exports helped narrow India's current account gap sharply to $5.2 billion, or 1.2 percent of GDP, in the July-September quarter of this fiscal 2013-14. The paper intended to analyze the theoretical background that why India is facing current account deficit and the role of devaluation in the balance of payment position of India. It suggests that certain external and internal factors are more important than the devaluation of exchange rate. It highlights the role of capital flight in the figuring out balance of payment. Further. this paper also have policy implications suggesting the importance of improving technological merchandise and quality of product.. Whether BOP A/C will be in surplus will depend upon external as well as internal factor. Presently it will depend on the length of the global financial crisis and the strength of the policy response. Interestingly, the reduction in current account deficit in the present year also validates the theortical background given by this paper.

   No of Download : 200    Submit Your Rating     Cite This       Full Article
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“An Indian Agriculturist is born in debt, lives in debt and dies in debt”, this old proverb still stands true up to a certain extent in most of the part of the country. Still after centuries our Indian farmers have to take loans for agriculture, for personal use like marriage, death, medical treatments etc. The position of Indian farmers is not very good and it is miserable that government is also not working to eradicate the poverty of Indian farmers. Being a democratic country we should first of all plan to eradicate poverty of those people who are the lifeline of our country. But government of India has not taken fruitful steps in this matter.

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   No of Download : 12    Submit Your Rating     Cite This       Full Article
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E-banking forces most financial institutions to re-examine their systems and practices and to look for new ways to deliver their services over the Web. To do that effectively they seek to improve work flow, reduce paper work, provide online document imaging for users and create industry wide standards in order to improve cost efficiencies and profitability. This leads to many technical, managerial and strategic issues. E-banking related technical issues may include developing an infrastructure to ensure 24-hour availability, integrating backend, front end and other supporting tools to create a seamless experience for the customer, and collection/analysis of data which enables the provision of timely information

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   No of Download : 10    Submit Your Rating     Cite This       Full Article
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The objective of this paper is to view the ELT scenario in the select religious institutions called madarsas. Majority of the Muslim population in India live in lower-middle socio-economic strata. The community as a whole had not been able to get access education as other communities in India. Children attend madarsas for education, since it is free and for all. In such schools, main focus is on Islamic teachings. Some other subjects like, Hindi, English, and Computers are also taught. The level of teaching and learning leaves much scope of improvement. In such schools, English education is imparted from level two. Actual goals of teaching English are to develop a basic efficiency of the learners.

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   No of Download : 23    Submit Your Rating     Cite This       Full Article
Abstract

The end of Cold War has given an opportunity to the state to redefine their national interests and restructure their relations with one another. This defining moment generates the research interest to look relations of states from the new perspectives in change paradigm. The most visible phenomena that are happening in international politics are the rise of China and India. The rise two Asian giants are taking place at that moment when power structure of international system has been shifting from the Euro-Atlantic to the Asian region and the process of globalisation is working as a social structure. In this context, understanding of China and India relations are highly significant to find out the best policy option for India.

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   No of Download : 35    Submit Your Rating     Cite This       Full Article
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Concept of ‘Philosophy’, irrespective of varied shades of ‘being’, as light-rays, brings-up the essence through a spectrum, revealing ‘love for knowledge’. Here knowledge may be treated as ‘truth’, which is bestowed upon the basic objective of research. In fact, the study of fundamental nature of knowledge, reality and existence, especially when considered as an ‘academic-discipline’ is usually treated as ‘Philosophy’. Also it connotes a ‘theory’ or ‘attitude’ that acts as a ‘guiding-principle’ for ‘behaviour’. In consonance, ‘Education’ is treated as ‘Process’, as well as the ‘Product’ of the same process, which simultaneously incorporates qualitative as also quantitative dimensions. ‘Learning’ on other hand generally referred to as relatively permanent desired changes of ‘behaviour’ in the learner.

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   No of Download : 45    Submit Your Rating     Cite This       Full Article
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There are substantial differences in how different companies regulate financial disclosure and publication of their accounts. The old methods used by the companies for publication are too complicated. This paper explores the recent trends in corporate reporting. It will provide valuable information and the recent trends which will be easily understood by the public. These recent developments favour policies that would expand the scope of mandatory publication for companies. They also encourage policies to reduce the costs and enhance the value of disclosure. This will provide useful information to the persons inside and outside the organisation.

   No of Download : 13    Submit Your Rating     Cite This       Full Article
Abstract

are available is made by generally available materials like pearl millet husk,and horse excreta/cow dung, clay etc. And life of those structure are less and maintenance cost are more. Considering this, a solar cooker is made of concrete structure . The life of those structure is more and maintenance cost is less. The solar cooker saves time of farmer and 1070 kg of wood per year equivalent to 3625 MJ of energy. The temperature of the structure at the time of cooking is 70 c to 120 c.

   No of Download : 19    Submit Your Rating     Cite This       Full Article
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The thermal binding and pressure locking phenomena are based on well-known concepts. The determination of when the phenomena might occur requires a thorough knowledge of systems and plant operations. Pressure locking or thermal binding occurs as a result of the valve design characteristics (seating designs, body configuration and material of construction thermal coefficients) when the valve is subject to specific pressures and temperatures during the plant operation. The other factor for these phenomena indicates that situations were not always considered aspart of the design basis for valves in many plants. Main objectives are

   No of Download : 10    Submit Your Rating     Cite This       Full Article
Abstract

Pressure seal globe valves are utilized inapplications where some degree of flow control (or throttling) may be required (e.g., in plant startup or shutdown modes). They are well suited for isolation applications in power plants (e.g., main steam isolation, feed water heater isolation, boiler/economizer isolation, etc.). Pressure seal globes may be supplied in the same material types, actuation varieties (manual, gear operated, motor operated, pneumatic, electro-hydraulic,etc.), trim combinations and materials, and ASME pressure classes as their gate valve counterparts.

   No of Download : 21    Submit Your Rating     Cite This       Full Article
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Data warehouse (DW) is a collection of integrated databases designed to support managerial decision-making and problem-solving functions. It contains both highly detailed and summarized historical data relating to various categories, subjects, or areas. All units of data are relevant to appropriate time horizons. DW is an integral part of enterprise-wide decision support system, and does not ordinarily involve data updating. It empowers end-users to perform data access and analysis. This eliminates the need for the IS function to perform informational processing from the legacy systems for the end-users. It also gives an organization certain competitive advantages, such as: fostering a culture of information sharing; enabling employees to effectively and efficiently solve dynamic organizational problems; minimizing operating costs and maximizing revenue; attracting and maintaining market shares, and; minimizing the impact of employee turnovers. If you’re a leader in a defense or security agency, it’s becoming more and more common that those at your level have access to all kinds of data about your organization – personnel data, budget data and competitor data, just to mention a few.

   No of Download : 113    Submit Your Rating     Cite This       Full Article
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Reduction-oxidation (redox) reactions generate reactive oxygen species, the free radical which act as intercellular and intracellular mediators of signal transduction in physiologic and pathologic process. In present study, the author has tried to study the behavior of important free radical scavenging enzymes of human blood platelets; like superoxide dismutase, and MDA contents, in normal healthy persons and the patients suffering from oral premalignant and malignant lesions.

   No of Download : 38    Submit Your Rating     Cite This       Full Article
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The ultimate goal of machine vision is image understanding - the ability not only to recover image structure but also to know what it represents. By definition, this involves the use of models which describe and label the expected structure of the world. Over the past decade, model- based vision has been applied successfully to images of man-made objects. It has proved much more difficult to develop model-based approaches to the interpretation of images of complex and variable structures such as faces or the internal organs of the human body (as visualised in medical images). In such cases it has even been problematic to recover image structure reliably, without a model to organise the often noisy and incomplete image evidence. The key problem is that of variability. To be useful, a model needs to be specific - that is, to be capable of representing only ’legal’ examples of the modelled object(s). It has proved difficult to achieve this whilst allowing for natural variability. Recent developments have overcome this problem; it has been shown that specific patterns of variability inshape and grey-level appearance can be captured by statistical models that can be used directly in image interpretation

   No of Download : 120    Submit Your Rating     Cite This       Full Article
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With the growing use of the Internet infrastructure for commercial applications, the demand for quality of service has rapidly increased. Hence, wireless Sensor Networks (WSN) are emerging as both an important new tier in the IT ecosystem and a rich domain of active research involving hardware and system design, networking, distributed algorithms, programming models, data management, security and social factors. Ad hoc networks are simple peer-to-peer networks, self-organized and with no fixed infrastructure hence the Adhoc networks are more easily attacked than a wired network. They are used in the military oriented tactical operations, for emergency law enforcement, and in rescue missions. Confidentiality, integrity, availability, non-repudiation and the authentication are the basic requirements of the information security. Reachability information is shared between the routers by the routing protocols. As traffic is received at a router, it is forwarded based on the reachability information stored in the router’s forwarding table, and the other information stored in the packet’s header.

   No of Download : 46    Submit Your Rating     Cite This       Full Article
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The field of Nuclear Astrophysics, which is concerned with the study of nuclear reactions involved in the nucleosynthesis process inside stars (stellar nucleosynthesis) and in the early universe (primordial nucleosynthesis). Additional motivation has come from projects of energy generation through nuclear fusion, which involve many of the nuclear reactions that take place in stellar nucleosynthesis. This research attempts to address the fundamental issues regarding the modeling of low energy nuclear reactions, namely the interplay between direct and resonant contributions to the reaction mechanism and the accurate extrapolation of experimental data.

   No of Download : 41    Submit Your Rating     Cite This       Full Article
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The study of liquid crystals began in 1888 when an Austrian botanist named Friedrich Reinitzer observed that a material known as cholesteryl benzoate had two distinct melting points. In his experiments, Reinitzer increased the temperature of a solid sample and watched the crystal change into a hazy liquid. As he increased the temperature further, the material changed again into a clear, transparent liquid. Because of this early work, Reinitzer is often credited with discovering a new phase of matter - the liquid crystal phase. Liquid crystal materials are unique in their properties and uses. As research into this field continues and as new applications are developed, liquid crystals will play an important role in modern technology. This tutorial provides an introduction to the science and applications of these materials.

   No of Download : 23    Submit Your Rating     Cite This       Full Article
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One way to improve your own teaching is to try new methods and activities in the classroom and then think about how well the activity improved students’ learning. Through trying out new activities and working in different ways, and then reflecting on the lesson and analysing how well students have learned, you can develop the best methods for your students. You can decide to concentrate on one aspect of teaching maths: language, culture, teaching methods, resources or planning. Find the relevant chapter and use it.

   No of Download : 21    Submit Your Rating     Cite This       Full Article
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Academic stress is the product of a combination of academic-related demands that exceed the adaptive resources available to an individual. In India, about 4 million older people are reported to have psychological problems related to lack of family support, social support, physical disabilities, lack of income, dissatisfaction with their life achievements, changes in normal lifestyle and other social problems (Mc Evoy, 2007).